As we get older, trust becomes more than just a feeling—it’s a safeguard for our well-being. Friends, family, caregivers, and professionals may all play a role in our lives, but not everyone has the same intentions. Learning how to recognize who you can truly rely on is essential for peace of mind and independence.

1. Look at Actions, Not Just Words

People who are trustworthy show it through consistency. Do they follow through on promises? Do their actions match what they say? Over time, this pattern becomes clear.

2. Pay Attention to Respect

Trustworthy people respect your boundaries, decisions, and independence. If someone pressures you or makes you feel guilty for saying “no,” that’s a red flag.

3. Be Aware of Financial Red Flags

Scams targeting seniors are unfortunately common. Be cautious of anyone who asks for money, requests personal information, or pressures you to make quick financial decisions. Trusted family members or professionals should be willing to explain things clearly and give you time.

4. Value Transparency

Honest people don’t hide information or make things overly complicated. Whether it’s a doctor explaining treatment options or a family member helping with bills, you should always feel informed and comfortable asking questions.

5. Trust Your Instincts

If something doesn’t feel right, it’s worth taking a step back. Your intuition is often a powerful first line of defense.

6. Build a Trusted Circle

Rely on a small group of people you know well—family, long-time friends, a doctor you’ve worked with for years, or a financial advisor with strong credentials. Having a circle of trust makes it easier to double-check decisions and avoid being taken advantage of.

7. Use Outside Resources

Organizations like AARP, local senior centers, and state agencies on aging can provide guidance and help verify if a situation or person is legitimate.